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High Yield Savings Account

Earn More From Your Money.

Why settle for less? Grow your long-term savings with our high-yield savings account. Open today with a $500 minimum opening deposit.

Earn 4.86% APY*

OPEN ONLINE.

Grow your savings with our best rates.

 

The best of both worlds. Keep banking as usual with your current checking account and let us take your savings to the next level. It's the perfect complement, not a complication.

*Annual Percentage Yield as of 8/6/2024. This is a variable rate. $500 minimum balance required to open the account. Minimum deposit amount to earn stated APY is $.01. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. For FDIC insurance information, visit FDIC.gov.

Secure Your Future: Features that Grow Your Wealth

  • Interest-Bearing Account: Your money works for you. Earn interest on every penny in your account.
  • Requires $500 minimum opening deposit.
  • Rate subject to change at any time, fees may reduce earnings.
  • No Monthly Service Fees.

OPEN ONLINE.

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Elevate Your Earnings.

With our exceptionally high-interest rates, watch your balance soar faster than ever before. Your money works hard for you with 1st Colonial Community Bank.

Convenience

Enjoy unparalleled freedom and flexibility with the ability to access your money anytime, anywhere, ensuring your finances are always at your fingertips.

Local & Loyal

Proudly serving southern New Jersey and southeastern Pennsylvania, we combine the trusted touch of community banking with top-tier digital solutions.

*Annual Percentage Yield as of 8/6/2024. This is a variable rate. $500 minimum balance required to open the account. Minimum deposit amount to earn stated APY is $.01. Applicable for consumers only. Fees could reduce earnings on the account. Offer may be withdrawn at any time. For FDIC insurance information, visit FDIC.gov.


Frequently Asked Questions About Savings Accounts

What is a savings account?

A savings account is a bank account where you can store money you don't need immediately and earn interest over time.

What is the difference between a checking account and a savings account?

A checking account is typically used for daily transactions, such as receiving paychecks, paying bills, and making debit card purchases. a savings account is designed for money that you don't need to access frequently. It's a place to store funds for future needs or emergencies.

How is the interest on my savings account calculated?

Interest is calculated using the daily balance method, which applies a daily periodic rate to the collected balance in the account each day.

Can the interest rate on my savings account change?

Yes, the interest rate and annual percentage yield on your account may change.

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