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Checking

FREE Online, Mobile and Telephone Banking

1st Colonial Community Bank makes banking easy with Online, Mobile and Telephone Banking that allows you to take care of your banking needs. With real-time access you can:

  • Check your account balance
  • Make a mobile deposit
  • Transfer funds
  • View your transaction history
  • Set up account alerts

We use the latest mobile banking technology to keep your accounts and identity safe and secure. So sign up today for the convenience of Mobile Banking. See our Online Banking brochure for more details.

Standard text messaging rates may apply. Data transfer fees may apply from your mobile carrier.

Colonial Checking

No minimum to open, no daily minimum balance, no per check charges and no monthly fees when you sign up for E-Statements. Just pay for your checks (and the first 50 checks are FREE). You can skip the checks by using your FREE VISA® Debit Card.

  • A non-interest bearing checking account.
  • No minimum deposit required to open an account.
  • No monthly maintenance fee.
  • $2 service fee each month to receive paper statements.
  • Unlimited number of checks can be issued per statement cycle with no per-check charge for checks written on this account.
  • Account can not be used for commercial purposes.
  • A variety of check styles available. You are not required to purchase checks through us. The first 50 checks are free.

Colonial Platinum Checking

  • An interest bearing account with a minimum daily balance of $0.01 to obtain the annual percentage yield.
  • Deposit of at least $100 required to open this account.
  • No monthly maintenance fee, provided you maintain the minimum daily balance of $2,500.
  • A monthly maintenance fee of $15 will be imposed if the daily balance falls below $2,500 on any day of the monthly statement cycle.
  • Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
  • Interest begins to accrue no later than the business day we receive the credit for the deposit of non-cash items (for example checks).
  • Interest is compounded monthly and credited monthly.
  • The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the collected balance in the account each day.