Looking for a great rate?
At 1st Colonial Community Bank you'll find great rates on all our savings and loan products.
We offer Statement Savings and Certificate of Deposit Accounts so you can grow your money. We also offer NOW Checking and Money Market Accounts so you can write checks while you earn interest on your money. We offer competitive rates on IRA Certificates of Deposit so you can grow your retirement nest egg.
If you're looking to borrow money for the things you want or need, you'll find we offer competitive loan rates and personal attention to your needs. Our loan products include Home Equity Loans, Home Equity Lines of Credit, Car Loans and Personal Loans.
Effective as of Tuesday, October 20, 2020
(1)Interest rate and Annual Percentage Yield (APY) may vary after account opened. Fees may reduce earnings.
(2) Substantial penalty for early withdrawal.
(3) Substantial penalty for early withdrawal and may be subject to IRS early withdrawal penalty. Refer to IRA disclosure statement for additional information.
Minimum balance to obtain APY
(4) Personal and Business NOW Accounts: $1,000.00
(5) CD's: $500.00
(6) Personal and Business Statement Savings: $100.00
(7) Personal and Business Money Market: $1500.00
(8) IOLTA Accounts: $1000.00
(9) 15 Month CD: $10,000.00
*Offer maybe withdrawn at any time. Offer may not be available to Banks, Brokers or Companies. Interest can be paid semiannually or at maturity
*** Rates are for primary and secondary residences, Other rates and terms may be available. Please contact our Home Equity Department at 856-869-3250.
(4) Monthly payment per $10,000. Loan amounts greater than $199,975, fees may apply. Minimum loan amount $25,000.
(5) Monthly payment per $1,000 example is based upon a 48 month term. Maximum of 90% financing.
(6) Monthly payment per $1,000 example is based upon a 48 month term on model years 2015 and newer. Maximum of 90% financing.
(7) Monthly payment per $10,000. Loan amounts greater than $199,975, fees may apply. Minimum loan amount $25,000. Rate floats at prime plus 1.00% with a 4.25% floor and 16.00% ceiling. Prime rate is currently 3.25%.
(8) Monthly payment per $1,000 example is based upon a 36 month term.
Loans subject to credit approval. Property insurance is required for Home Equity Loans and Home Equity Lines of Credit.
* Payment amounts reflected above do not include amounts for taxes and insurance; therefore the actual Payment will be higher.
NOTE: Interest rates change daily. We in the 1st Colonial Community Bank Residential Lending Division are committed to providing our clients the most competitive rates and fees EVERYDAY! Call your Mortgage Advisor at 856-869-3250 today to discuss "Real Time" Rates. Borrower is responsible for amount of down payment, all appraisal costs, and closing costs. Additional closing costs may apply. Detailed costs will be made available following application.
(1) Interest Rate quoted is based on a purchase transaction of a single family primary residence, loan amount of $250,000, a 20% down payment, and a FICO score of 720.
(2) Interest Rate quoted is based on a purchase transaction of a single family primary residence, loan amount of $250,000, a 3.5% down payment, and a FICO score of 720.
(3) Payment includes Principal + Interest + FHA Monthly Mortgage Insurance.
(4) Payment includes Principal + Interest
All loans are subject to credit approval. Availability is based on loan parameters and requirements that must be approved by 1st Colonial Community Bank, Residential Lending Division. Interest rates are subject to change daily and without notice. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock in period, loan type, credit score, purpose and loan to value. For information on our various programs click here.
1040 Haddon Avenue
Administrative & Lending Office
210 Lake Drive East, Suite 300
Cherry Hill - 856-885-2042
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