Home Loans - Talk To Us First

Talk to us before you meet with a realtor

Are you aware of your buying power in terms of home financing? We can help. 1st Colonial Community Bank is a true community bank. We are a team of local professionals that live here and understand our market. In short, it’s our neighborhood. With 20 years in the mortgage industry, 1st Colonial Community Bank’s Residential Lending Division has earned the confidence and trust of thousands of home buyers.
Let’s discuss your financial buying power. Let us review your mortgage options and together we will determine a loan product that best suits your needs and your budget.  We can provide you with a pre-qualification letter to present to your realtor before you begin your search.  We will also work alongside your realtor to ensure we get you to the settlement table as quickly as possible. Please contact a member of the 1st Colonial Community Bank's Residential Lending Team.

Carol DeGrace



Efrain Munoz



Jason Haugh



Thomas Schlett



Rich DeGrace



Rich Shakarjian





With nearly 20 years of experience in the industry, the mortgage professionals in 1st Colonial Community Bank’s Residential Lending Division have demonstrated substantial knowledge, creativity and skill, while earning the confidence and trust of thousands of homebuyers. Backed by the resources and stability of 1st Colonial Community Bank, we offer extensive options for mortgage loans. Our experienced mortgage loan officers are prepared to serve you with the mortgage financing program that is most suitable for your individual needs, budget and financial situation.

Local Decision Makers

As specialists in new home mortgage financing, our local decision making, combined with a network of resources, enables us to offer a variety of loan products with prompt underwriting commitments and approvals. Our strong local presence allows us to provide personal and individual attention to every homebuyer, from application through settlement – which we attend with each of our customers.


At 1st Colonial Community Bank, we take pride in our support of our friends and neighbors in the communities we serve. Through our Residential Lending Division we can extend that support to homebuyers. Building on a proud tradition of fairness, reliability and trust, we have an unwavering commitment to provide homebuyers with unmatched mortgage financing services, including:

  • Competitive Rates
  • 24-Hour Commitments & Approvals *
  • Consideration of All Credit & Income Situations
  • A Variety of Mortgage Programs
  • Responsive, Reliable, Personalized and Professional Customer Services
  • Available 7 Days a Week
  • Loan Applications

*Subject to eligibility requirements. Some restrictions apply. Subject to change without notice.


1st Colonial Community Bank, Residential Lending Division. Mortgage information on this website is current as of [DateTime:Now|MMMM, yyyy] , and is subject to change without notice.

Residential Lending Division, Corporate Office

856-869-3250 | 856-321-8271 (FAX)
210 Lake Dr East, Woodland Falls Corporate Park, Suite 300, Cherry Hill NJ 08002 

NMLS #677617

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Collingswood Office
1040 Haddon Avenue
Collingswood, NJ 08108
Tel (856) 858-1100
Fax (856) 858-9255

Westville Office
321 Broadway
Westville, NJ 08093
Tel (856) 456-6544
Fax (856) 456-3142

Administrative Offices
210 Lake Drive East

Suite 300
Cherry Hill NJ  08002
Tel (856) 885-2042
Fax (856) 321-8272

Equal Opportunity Lender Member FDIC STAR Equal Housing Lender