Conventional Fixed Rate Programs - Effective as of
Term |
Rates |
Points |
Annual
Percentage
Rate |
Monthly
Payments
Amount* |
30 Year Conforming |
4.875%
|
0.000%
|
4.915%
|
$1,323.02
|
|
4.625%
|
1.000%
|
4.751%
|
$1,285.35
|
15 Year Fixed Conforming |
4.500%
|
0.000%
|
4.568%
|
$1,912.48
|
|
4.250% |
1.000% |
4.468% |
$1,880.70 |
30 Year Fixed FHA** |
4.500% |
0.000% |
5.556% |
$1,243.77 |
|
4.250% |
1.000% |
5.398% |
$1,207.57 |
* Based on mortgage amount of $250,000. Payment amounts do not include taxes and insurance and may, therefore, be higher.
**Payment is based on principal and interest only, mortgage insurance is not included in this estimate. Rates change daily. We in the 1st Colonial Community Bank Residential Lending Division are committed to providing our clients the most competitive rates and fees EVERYDAY! Call your Mortgage Advisor at 856-869-3250 today to discuss "Real Time" Rates.
Disclaimer:
All loans are subject to credit approval. 20% down payment required. Availability is based on loan parameters and requirements that must be approved by 1st Colonial Community Bank, Residential Lending Division. Interest rates are subject to change daily and without notice. Current interest rates shown are indicative of market conditions and individual qualifications and will vary upon your lock in period, loan type, credit score, purpose and loan to value. For information on our various programs click here.