Distinguished Service. Guaranteed Customer Satisfaction.
Experience, expertise and attention to your individual mortgage requirements and financial circumstances make 1st Colonial Community Bank’s Residential Lending Division the clear choice for home mortgage solutions. And, because our key decision makers are local, we offer the Hometown Bank Advantage.
Discover the difference our lending professionals can make in helping you confidently acquire the proper financing programs for the single most significant investment of your life!
Trusted Mortgage Advisors
You can rest assured in the Hometown Bank Advantage is backed by integrity and a strong commitment to provide the most expert and personalized mortgage service.
Quick & Easy
You’ll navigate the mortgage loan maze with ease, while saving time and effort with the Hometown Bank Advantage 24-hour underwritten commitments/approvals.*
Whatever your mortgage needs, the Hometown Bank Advantage will work with you to create a loan that’s right for you. All credit and income situations are considered.
You gain the most competitive rate and save with the Hometown Bank Advantage one-time discounted closing fee that includes your appraisal, credit report, tax and flood certification at no extra cost.
You can access a 1st Colonial Community Bank residential mortgage loan officer for professional customer service and immediate advice and information when you need it, seven days a week. That is an important part of the Hometown Bank Advantage.
The Personal Touch
Your loan transaction is handled by your personal 1st Colonial Community Bank loan officer who will guide you through every step of the process – from your loan application, to choosing the mortgage program, to closing day. A 1st Colonial representative will even attend your closing to ensure the successful completion of your transaction.
*Must meet program eligibility requirements. Some restrictions apply. Subject to change without notice.